Student Loan Repayment
AI-ready: Includes an optional AI teacher. Optimized for Grok; works on other AI platforms.
How federal student loan repayment works, from the grace period to repayment plans, forgiveness, and avoiding default.
What students learn
Students learn when repayment starts and what a grace period is. They compare fixed-payment plans with income-driven plans, including the rules that changed for loans first disbursed on or after July 1, 2026. They learn the difference between forgiveness, cancellation, and discharge, and look at common paths such as Public Service Loan Forgiveness and Teacher Loan Forgiveness. They also learn what default is, why it causes serious problems, and how to avoid it, and they practice finding the right tools on StudentAid.gov.